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Get the Guide — $47
Last updated: May 24, 2026

Terms of Service

The rules of the road for using youngmoneycreators.co, the Tax Leak Calculator, and the Money Moves Guide. Read this once. We'll keep it short.

1. Agreement

By using this site, the Tax Leak Calculator, or purchasing the Money Moves Guide, you agree to these Terms of Service ("Terms") and our Privacy Policy. If you don't agree, please don't use the site.

2. Who we are

"YMC," "we," and "us" refers to Young Money Creators, co-founded by Andrae Alexander and Alexa Marie. Contact: [email protected].

3. What we sell

  • Money Moves Guide — a 247-page digital PDF covering tax strategy, business structure, S-Corp election, deduction tracking, and wealth-building systems for NIL athletes, creators, and 1099 earners. One-time purchase: $47 USD.
  • Tax Leak Calculator — a free, educational web tool that estimates your annual financial leaks based on the information you input. The estimate is not personalized advice.

4. Eligibility

You must be at least 18 years old and able to enter into a binding contract to purchase or use this site.

5. Payment, delivery, and refunds

Payment

Payment for the Money Moves Guide is processed by our payment partner, Whop. All prices are in US Dollars. You authorize the charge at the time of purchase.

Delivery

You will receive an email with your download link immediately after a successful purchase. If it doesn't arrive within 15 minutes, check your spam folder and then email [email protected].

Refund policy — 30-day money-back guarantee

Try the Money Moves Guide for 30 days. If it doesn't deliver, email [email protected] with your purchase email for a full refund. No questions, no hoops, no "minimum savings" requirement.

Refunds are processed within 5 business days back to your original payment method.

6. Intellectual property

The Money Moves Guide, the Tax Leak Calculator, the YMC name and logo, and all content on this site are owned by Young Money Creators and protected by US and international copyright law.

When you purchase the guide, you receive a personal, non-transferable license to read and apply the strategies for your own situation. You may NOT:

  • Resell, redistribute, or share the guide (digital or physical copies)
  • Upload it to file-sharing sites, torrents, or "free download" sites
  • Use the content to train a machine learning model
  • Translate, modify, or create derivative works for distribution
  • Use YMC's name, logo, or content to promote your own product or service without written permission

You may quote short excerpts (under 200 words) in your own work with proper attribution and a link back to youngmoneycreators.co.

7. Acceptable use

Don't use the site to:

  • Violate any law, regulation, or third-party right
  • Scrape, crawl, or harvest content beyond normal browsing
  • Attempt to interfere with the site's security or operation
  • Misrepresent yourself or impersonate another person
  • Send spam, malware, or fraudulent content through any contact form or email link

8. Educational content — NOT financial, tax, or legal advice

Everything on this site is for educational and informational purposes only. It is NOT a substitute for individualized financial, tax, accounting, or legal advice from a licensed professional. The strategies discussed may not apply to your specific situation. Tax law changes frequently. Before acting on anything you read here, consult a licensed CPA, financial advisor, or attorney who knows your full situation.

See our Earnings Disclaimer for additional context on case study figures and projected outcomes.

9. Third-party links and services

This site links to third-party tools (Whop checkout, social media, recommended software). We're not responsible for the content, policies, or practices of any third-party site. Your use of those sites is governed by their own terms and privacy policies.

10. Limitation of liability

To the maximum extent permitted by law, Young Money Creators, its founders, employees, contractors, and affiliates are not liable for any indirect, incidental, consequential, special, or punitive damages — including lost profits, lost data, missed tax savings, IRS penalties, business losses, or emotional distress — arising from your use of this site or the Money Moves Guide.

Our total liability to you for any claim arising from these Terms or the Money Moves Guide is limited to the amount you paid us in the 12 months before the claim arose (which, for most users, is $47).

11. Indemnification

You agree to indemnify and hold harmless YMC and its founders from any claim, loss, or damage (including reasonable attorney fees) arising from your violation of these Terms, your misuse of the site or guide, or your violation of any third-party right.

12. Termination

We may suspend or terminate your access to the site at any time for any reason, including violation of these Terms. Termination does not waive your right to a refund under Section 5.

13. Governing law and disputes

These Terms are governed by the laws of the State of Ohio, USA, without regard to its conflict of laws principles. Any dispute arising from these Terms or your use of the site shall be resolved exclusively in the state or federal courts located in Ohio, and you consent to the personal jurisdiction of those courts.

Before filing any lawsuit, you agree to first contact us at [email protected] and attempt to resolve the dispute informally for 30 days.

14. Changes to these terms

We may update these Terms from time to time. If we make material changes, we'll update the "Last updated" date and email registered customers. Continued use of the site after a change means you accept the updated Terms.

15. Severability

If any part of these Terms is found unenforceable, the rest remains in full effect.

16. Entire agreement

These Terms, plus the Privacy Policy and Earnings Disclaimer, are the entire agreement between you and YMC regarding the site and the Money Moves Guide.

17. Contact

Questions? Email [email protected].

Young Money Creators

Financial education for NIL athletes, content creators, and young entrepreneurs who are making real money and need to keep it.

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© 2026 Young Money Creators. All rights reserved. Figures are estimates for educational purposes only. Consult a licensed tax professional.