Plain English. No dark patterns. Here's what we collect, why we collect it, who we share it with, and how to opt out.
1. Who we are
This site is operated by Young Money Creators ("YMC," "we," "us"), co-founded by Andrae Alexander and Alexa Marie. Contact us at [email protected] for any privacy-related question.
2. What we collect
Information you give us directly
Email address — when you use the free Tax Leak Calculator or request the guide
Name, billing address, and payment details — when you purchase the Money Moves Guide (processed by our payment provider, see Section 4)
Messages — when you email us for support, refunds, or partnership inquiries
Information collected automatically
Visit and engagement statistics — pages viewed, time on page and how you arrived (via Google Analytics, which sets analytics cookies unless you opt out below)
Advertising measurement — the Meta (Facebook/Instagram) Pixel and the Reddit Pixel record page visits and clicks on our checkout buttons so we can measure and improve our ads, unless you opt out below
3. Why we collect it
To deliver the Tax Leak Calculator results and email you the report
To fulfill your Money Moves Guide purchase and send the download link
To respond to your support requests and process refunds
To send you educational follow-up content (you can unsubscribe anytime with one click)
To measure which content and ads actually help people, so we can make more of what works
To prevent fraud and abuse on the checkout
4. Who we share it with
We do not sell your data. We share the minimum necessary information with the services that help us run the business:
Stan — processes your purchase and delivers your guide download
Netlify — hosts this website and receives the email address you enter in our sign-up forms
Cloudflare — provides DNS and security for our domain
Microsoft Clarity — anonymized heatmaps for UX improvement
Meta (Facebook/Instagram) — ad attribution and conversion tracking when applicable
Google Workspace — our email; replies you send us and the free resources we send you go through it
Our email service provider — to deliver transactional emails (download links, refund confirmations) and the educational newsletter
We never sell your email address, name, or payment details to anyone. Ever. Not to data brokers, not to other creators, not to lead-gen lists.
5. Your rights
You can, at any time:
Access — request a copy of every piece of personal data we have about you
Delete — request we erase your data from our systems (we'll honor this within 30 days, except where we're legally required to retain it for tax/accounting purposes)
Correct — fix anything that's wrong
Object — tell us to stop using your data for marketing
Port — receive your data in a machine-readable format and take it elsewhere
Email [email protected] with the subject line "Privacy Request" to exercise any of these rights. We respond within 5 business days.
6. California residents (CCPA)
California residents have additional rights under the California Consumer Privacy Act, including the right to know what personal information we collect, the right to delete, the right to opt out of "sales" of personal information (we do not sell), and the right to non-discrimination for exercising these rights.
7. EU/UK residents (GDPR)
If you are in the EU or UK, we process your personal data under one of these legal bases: (a) your consent (which you can withdraw anytime), (b) performance of a contract (your purchase), (c) our legitimate interests (improving the product, preventing fraud), or (d) compliance with legal obligations.
8. Cookies and tracking
This site uses minimal cookies:
Strictly necessary cookies — for the site to function (e.g., remembering checkout state). Cannot be disabled.
Analytics — Google Analytics sets analytics cookies. We do not use session-recording tools.
Advertising — the Meta Pixel and the Reddit Pixel use cookies to measure our ads. This can count as "sharing" personal information for cross-context behavioral advertising under California law.
Your privacy choices (opt out)
You can opt out of advertising and analytics cookies on this browser at any time. We also honor the Global Privacy Control (GPC) signal: if your browser sends it, we treat it as an opt-out and don't load those tools.
This site is intended for users aged 18 and older. We do not knowingly collect personal information from anyone under 13. If you believe we have, contact us and we will delete it immediately.
10. Data retention
We retain your information only as long as we have a legitimate business or legal need:
Email subscribers: until you unsubscribe
Purchase records: 7 years (US tax/accounting requirement)
Analytics data: 24 months
Support tickets: 2 years
11. Security
We use TLS encryption in transit, isolated production systems, and reputable third-party processors. We don't store credit card numbers — Whop handles all payment data via a PCI-DSS compliant processor.
12. Changes to this policy
If we change this policy materially, we'll email subscribers and update the "Last updated" date at the top of this page. Continued use of the site after changes means you accept the updated policy.
13. Questions
Email [email protected] with any privacy question. We answer every one personally.