Money Moves Guide $47 Get Instant Access →
247 Pages · 15 Chapters · Instant Download

The $14,200 Tax Leak
Nobody Told You About.

The tax strategies, business structure, and wealth-building systems built for NIL athletes, content creators, and young entrepreneurs. Real numbers, real outcomes, no guesswork.

$197 value $47 Instant PDF download
30-day money-back guarantee
Get Money Moves — $47 →

🛡️ If you don't find $2,000 in savings, full refund. No questions.

🏈
NIL Athletes
Protect your deal income
🎥
Content Creators
Stop the tax leak
💼
Young Entrepreneurs
Structure your business right
$26,470
Single-year tax swing
Jordan — NIL Athlete
$72,200
2-year savings after restructuring
Aaliyah — Content Creator
$68,166
3-year protection from overpayment
Darius — Entrepreneur
Who This Is For

This guide was built for you if:

🏈

You're a NIL Athlete

You're receiving NIL income for the first time and have no idea what the tax implications are. You don't know what quarterly payments are, what you can deduct, or what business structure protects your income.

📱

You're a Content Creator

You have brand deals, sponsorships, and platform revenue. You're probably filing as a sole proprietor. You have a CPA who handles "regular" clients and has never seen a creator income structure before.

🏗️

You're a Young Entrepreneur

You built something profitable. You're reinvesting everything. You don't know what business entity you should be or whether your current structure is costing you tens of thousands per year.

💡

You're Earning but Not Structuring

You're making real money for the first time. You know you should "do something" about it but don't know where to start, who to trust, or what questions to even ask.

Real Outcomes

Three people who found the leak.

Same system. Different situations. Every number is real.

J
NIL Athlete

Jordan — Division I Wide Receiver

Jordan's first year of real NIL money came in fast — supplement brands, a dealership deal, autograph platform revenue. His combined income crossed $80,000. He filed the way he always had, trusted the same accountant his family used, and figured he was covered.

Nobody told him that NIL income is self-employment income. Nobody set up quarterly estimated tax payments. Nobody explained the home office deduction, the equipment deduction, the education deduction, or the fact that above $80K in self-employment income, an S-Corp election would cut his SE tax bill by nearly $10,000 annually.

The result before Money Moves: a $9,200 tax bill with no cash reserve to cover it, due in April while he was in spring practice.

After applying the system in Q4 of that same year — restructuring, making estimated payments, and capturing deductions — his tax position reversed. His accountant filed an amended return. The result:

From owing $9,200 → receiving $17,270 refund
Same year. Same income. Different structure.
$26,470 swing
A
Content Creator

Aaliyah — Multi-Platform Creator

Three years into content creation, Aaliyah had built something real. Multiple brand partnerships, licensing deals, platform revenue. She had a business bank account. She had a CPA filing her taxes every year.

She was still filing as a sole proprietor. Paying self-employment tax on every dollar of profit. Not tracking content creation expenses as deductions. Not using retirement contributions to reduce taxable income.

One question — "Am I set up right?" — led to one conversation with a CPA armed with the right information. One LLC formation. One S-Corp election. Two years of proper expense tracking and deduction capture.

The money was always there. It was always legally hers to keep. She just needed the right structure to stop it from leaving.

Total savings over 2 years after restructuring
From the same income, same business, different setup.
$72,200
D
Entrepreneur

Darius — Landscaping Business Owner

Darius started his landscaping company at 24. Year one revenue: $180,000. Four employees. Profitable from the start. He was doing everything right on the operations side — and everything wrong on the financial structure side.

Operating as a sole proprietor. Paying full self-employment tax on net profit. Not maximizing business expense deductions. Not using a Solo 401k or SEP IRA to reduce taxable income. Not taking advantage of the depreciation schedules available for his equipment.

Every strategy Darius used after finding the system is legal, well-documented, and available to any business owner who knows to ask for it. He just didn't know to ask. Neither did his first CPA.

He restructured. Changed entities. Built the right financial infrastructure. The leak stopped.

Total protected from overpayment over 3 years
Using legal strategies available to any business owner.
$68,166
Inside the Guide

15 Chapters. 247 Pages.

Not generic financial advice. Specific strategies for your income type, your age, and your situation.

01

The Money Mindset Shift

Why most young earners are financially behind — and the single mindset shift that changes everything about how you make decisions with money.

02

Building Your Financial Foundation

Net worth tracking, the 30% self-employment rule, cash reserves, and the exact accounts you should have open and why.

03

Budgeting for Irregular Income

The budgeting system that actually works when your income fluctuates month to month — built for creators, athletes, and entrepreneurs.

04

Banking & Credit Strategy

How to separate business and personal money, build credit intelligently, and structure your accounts to create financial clarity instead of chaos.

05

Tax Strategy 101

How self-employment tax works, what quarterly payments are and how to calculate them, and why your W-2 friends are operating under a completely different set of rules.

06

Business Structure & Entity Setup

Sole proprietor vs. LLC vs. S-Corp vs. C-Corp — when each one applies, what it costs to set up, and which one you should be using right now based on your income level.

07

Advanced Tax Optimization

The deduction system. Home office, equipment, vehicle, travel, health insurance, retirement contributions — what you can claim, how to document it, and how to capture every dollar you're legally entitled to.

08

Self-Employment & S-Corp Strategy

The S-Corp election explained simply. When it applies ($80K+ net SE income), how much it saves, what "reasonable salary" means, and how to make the election.

09

Working With Financial Professionals

How to find a CPA who actually understands creator and self-employment income. What questions to ask. What red flags to watch for. And how to walk into that meeting prepared.

10

Emergency Fund & Cash Flow Systems

Building your 6-month reserve, managing income volatility, and creating cash flow systems that protect you when income dips.

11

Investment Fundamentals

Index funds, Roth IRA, brokerage accounts — what they are, why the order you open them matters, and the specific compounding cost of every year you wait.

12

Crypto & Alternative Assets

How to buy your first crypto safely, how crypto is taxed, what a reasonable allocation looks like, and how to track it without triggering a tax nightmare.

13

Real Estate for Young Earners

House hacking, first investment property, REITs — which real estate strategies make sense at your income level and age, and which ones to ignore until later.

14

Insurance & Asset Protection

Health insurance as a self-employed person, disability insurance, umbrella policies, and the exact order to buy them based on what protects you most per dollar.

15

Generational Wealth & Legacy Planning

Dynasty trusts, estate planning basics, beneficiary designations, and the legal structures that turn one generation's income into the next generation's head start.

How It Compares

Money Moves vs. Everything Else

Financial Advisor
($200–$500/hr)
Money Moves
$47 once
Built for self-employment & creator incomeRarelyYes ✓
NIL athlete–specific strategiesAlmost neverYes ✓
S-Corp election explained simply$400+ consultChapter 8 ✓
Deduction checklist you can act on todayNot typicallyYes ✓
Explains quarterly tax paymentsOnly if you askChapter 5 ✓
Tax Leak Calculator includedNoFree with guide ✓
Written in plain languageHit or missYes ✓
Accessible at 11pm before a deadlineNoAlways ✓
Cost$200–$500/hr$47
What Readers Say

Real People. Real Outcomes.

TS
Tony S. Entrepreneur ★★★★★ $50,000 saved

"I went through this guide and restructured everything. Saved $50,000. That number still doesn't feel real but the bank account says otherwise."

TK
Tim K. NIL Athlete ★★★★★

"I turned down my first NIL deal after reading this guide. Understood what I was signing for the first time. The next deal I took was structured the right way."

SP
Steve P. Business Owner ★★★★★ $18,000 saved in taxes

"Restructured my business after learning about how I was being taxed. $18,000 back in my pocket. I didn't even know I was losing it."

The Complete Offer

Everything You Get for $47

Money Moves Guide — 247 pages, 15 chapters$197
Tax Leak Calculator (interactive web tool)$97
NIL Athlete Case Study: Jordan's $26,470 Swing$49
Creator Case Study: Aaliyah's $72,200 Difference$49
Entrepreneur Case Study: Darius's $68,166 Over 3 Years$49
30-Day Money Moves Action Plan$27
Total Value$468
Get Instant Access

Money Moves

The Young Earner's Complete Guide to Financial Freedom

$197 regular price
$47
Get Instant Access — $47 → Try the Free Tax Leak Calculator First
🛡️ The Guarantee: If you don't find at least $2,000 in annual savings, email Andrae for a full refund within 24 hours. Zero risk.
✓ Instant PDF download ✓ 30-day money-back guarantee ✓ Read on any device
Who Wrote This
Andrae Alexander

Andrae Alexander

Founder, Young Money Creators

Andrae built Money Moves after running himself through the same calculator on this site and finding out he was losing $14,200 a year. Not to bad decisions. Not to lifestyle inflation. To taxes he didn't know he could avoid, deductions he never claimed, and structures he wasn't using.

He spent two years researching, implementing, and testing every strategy in the guide on his own finances before writing a single page. The result is a system that works — not in theory, but in the real financial situations that creators, athletes, and entrepreneurs actually face.

Young Money Creators was built to give the 18–28 year old access to the same financial knowledge that wealthy families pass down to their kids. You shouldn't need to inherit money to understand how money works.

Full Story →
Questions

Answered Directly

Is this just another generic money book?+
No. Generic money books are written for people in their 30s and 40s with W-2 jobs. Money Moves was built for self-employment income, NIL deals, brand partnerships, and early-stage business revenue — the specific situations most CPAs who work with "regular" clients have never seen. Every chapter is written for your income type, not the average American's.
I don't make very much yet. Is this still worth it?+
Yes — especially then. The structural decisions you make now, at $30K–$60K, determine whether you're set up right when income reaches $100K+. The people who lose the most money are the ones who wait until they're "making enough" to get structured. By the time they look, they've been bleeding for two years.
I already have a CPA. Do I still need this?+
Probably yes. Most CPAs who work with regular clients have limited experience with creator income, NIL structures, or self-employment optimization. Chapter 9 specifically covers how to evaluate your CPA, what questions to ask, and how to walk in prepared to get the most out of the relationship — instead of paying for an hour of education that should take ten minutes.
How does the guarantee work?+
Run the Tax Leak Calculator (free, included). If you don't find at least $2,000 in annual savings you weren't capturing, email Andrae at hello@youngmoneycreators.com and get a full refund within 24 hours. The guarantee isn't used often — because almost everyone who runs the calculator finds more than $2,000 — but it exists to make this completely risk-free.
What format is the guide? How do I access it?+
PDF. You'll receive a download link immediately after purchase via email. It reads on any device — phone, tablet, computer. No app required, no account to manage.
Can I share this with my team or other athletes?+
Single-user license. If your athletic program, agency, or team wants bulk access, email hello@youngmoneycreators.com — institutional licensing is available at $20/copy with a minimum order of 25.
$47. ONE TIME. NO SUBSCRIPTION.
30-DAY MONEY-BACK GUARANTEE  ·  INSTANT DOWNLOAD  ·  READ ON ANY DEVICE
Last Thing

The number in that last box
gets larger every year you wait.

Every day of unstructured income is money that doesn't come back. The fix costs $47. The guarantee makes it risk-free. The calculator shows you the exact number before you spend a dollar.

Try the Free Calculator First Get Money Moves — $47 →