Money Moves Guide $47 Get Instant Access →
From the cofounders · 19 Chapters · Plain English

Andrae lost $14,200.
Alexa kept $18K.

Different leaks. Same playbook.

Money Moves Guide — the 19-chapter system Andrae & co-founder Alexa Marie use with NIL athletes, content creators, and young entrepreneurs done leaving money on the table.

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30-day money-back guarantee
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Built for NIL athletes · Content creators · 1099 earners · Young entrepreneurs

15,000+ following across TikTok, Instagram & Facebook
🏈
NIL Athletes
Protect your deal income
🎥
Content Creators
Stop the tax leak
💼
Young Entrepreneurs
Structure your business right
🧾
1099 Earners
Keep more of every check
$26,470
Single-year tax swing
Jordan — NIL Athlete
$72,200
2-year savings after restructuring
Aaliyah — Content Creator
$68,166
3-year protection from overpayment
Darius — Entrepreneur
Who This Is For

This guide was built for you if:

🏈

You're a NIL Athlete

You're receiving NIL income for the first time and have no idea what the tax implications are. You don't know what quarterly payments are, what you can deduct, or what business structure protects your income.

📱

You're a Content Creator

You have brand deals, sponsorships, and platform revenue. You're probably filing as a sole proprietor. You have a CPA who handles "regular" clients and has never seen a creator income structure before.

🏗️

You're a Young Entrepreneur

You built something profitable. You're reinvesting everything. You don't know what business entity you should be or whether your current structure is costing you tens of thousands per year.

💡

You're Earning but Not Structuring

You're making real money for the first time. You know you should "do something" about it but don't know where to start, who to trust, or what questions to even ask.

How The Moves Play Out

Three leaks. Three fixes.

Real client outcomes, shared with permission — how the moves played out for three people who applied the system. Individual results aren't typical or guaranteed.

J
NIL Athlete

Jordan — Division I Wide Receiver

$26,470 single-year swing

Owed $9,200. Ended with a $17,270 refund. Same income — different structure.

Jordan's first year of real NIL money came in fast: supplement brands, a dealership deal, autograph-platform revenue. His combined income crossed $80,000. He filed the way he always had and figured he was covered.

What nobody told him:

  • NIL income is self-employment income
  • Quarterly estimated payments were never set up
  • Home-office, equipment & education deductions went unclaimed
  • Above $80K, an S-Corp election cuts SE tax by nearly $10,000 a year

The result before Money Moves: a $9,200 tax bill with no reserve to cover it, due in April during spring practice.

Then he applied the system in Q4 — restructuring, making estimated payments, capturing deductions. His accountant filed an amended return, and his whole position reversed.

Owed $9,200 Refunded $17,270
From owing $9,200 → receiving $17,270 refund
Same year. Same income. Different structure.
$26,470 swing
A
Content Creator

Aaliyah — Multi-Platform Creator

$72,200 kept over 2 years

The money was always hers to keep. She just needed the structure to stop it leaving.

Three years in, Aaliyah had built something real — multiple brand partnerships, licensing deals, platform revenue. Business bank account. A CPA filing every year.

What was quietly leaking:

  • Still filing as a sole proprietor
  • Paying self-employment tax on every dollar of profit
  • Content-creation expenses never tracked as deductions
  • No retirement contributions reducing taxable income

One question — "Am I set up right?" — led to one LLC formation, one S-Corp election, and two years of proper deduction capture.

Total kept over 2 years after restructuring
From the same income, same business, different setup.
$72,200
D
Entrepreneur

Darius — Landscaping Business Owner

$68,166 over 3 years

Everything right on operations. Everything wrong on structure.

Darius started his landscaping company at 24. Year-one revenue: $180,000. Four employees. Profitable from day one — and bleeding on the financial side.

Where the money went:

  • Operating as a sole proprietor
  • Paying full self-employment tax on net profit
  • Business-expense deductions left on the table
  • No Solo 401(k) or SEP IRA cutting taxable income
  • Equipment depreciation never used

He restructured, changed entities, and built the right infrastructure. The leak stopped — every move legal, documented, and available to any owner who knows to ask.

Total protected from overpayment over 3 years
Using legal strategies available to any business owner.
$68,166

Real client outcomes, shared with permission. Individual results are not typical and not guaranteed; your outcome depends on your own situation. Educational only — not financial, tax, or legal advice. Full earnings disclaimer →

Inside the Guide

19 Chapters. Zero Fluff.

Not generic financial advice. Specific strategies for your income type, your age, and your situation.

01

The Money Mindset Shift

Why most young earners are financially behind — and the single mindset shift that changes everything about how you make decisions with money.

02

Building Your Financial Foundation

Net worth tracking, the 30% self-employment rule, cash reserves, and the exact accounts you should have open and why.

03

Budgeting for Irregular Income

The budgeting system that actually works when your income fluctuates month to month — built for creators, athletes, and entrepreneurs.

04

Banking & Credit Strategy

How to separate business and personal money, build credit intelligently, and structure your accounts to create financial clarity instead of chaos.

05

Tax Strategy 101

How self-employment tax works, what quarterly payments are and how to calculate them, and why your W-2 friends are operating under a completely different set of rules.

06

Business Structure & Entity Setup

Sole proprietor vs. LLC vs. S-Corp vs. C-Corp — when each one applies, what it costs to set up, and which one you should be using right now based on your income level.

07

Advanced Tax Optimization

The deduction system. Home office, equipment, vehicle, travel, health insurance, retirement contributions — what you can claim, how to document it, and how to capture every dollar you're legally entitled to.

08

Self-Employment & S-Corp Strategy

The S-Corp election explained simply. When it applies ($80K+ net SE income), how much it saves, what "reasonable salary" means, and how to make the election.

09

Working With Financial Professionals

How to find a CPA who actually understands creator and self-employment income. What questions to ask. What red flags to watch for. And how to walk into that meeting prepared.

10

Emergency Fund & Cash Flow Systems

Building your 6-month reserve, managing income volatility, and creating cash flow systems that protect you when income dips.

11

Investment Fundamentals

Index funds, Roth IRA, brokerage accounts — what they are, why the order you open them matters, and the specific compounding cost of every year you wait.

12

Crypto & Alternative Assets

How to buy your first crypto safely, how crypto is taxed, what a reasonable allocation looks like, and how to track it without triggering a tax nightmare.

13

Real Estate for Young Earners

House hacking, first investment property, REITs — which real estate strategies make sense at your income level and age, and which ones to ignore until later.

14

Insurance & Asset Protection

Health insurance as a self-employed person, disability insurance, umbrella policies, and the exact order to buy them based on what protects you most per dollar.

15

Generational Wealth & Legacy Planning

Dynasty trusts, estate planning basics, beneficiary designations, and the legal structures that turn one generation's income into the next generation's head start.

16

NIL & Brand-Deal Tax Playbook

How NIL, sponsorship, and brand-deal income is taxed, what counts as deductible, and how to structure deal income before it crosses the thresholds that change your whole tax picture.

17

The Wealthy-Family Playbook: Buy-Borrow-Die & Step-Up Basis

The strategies wealthy families actually use — buy-borrow-die and the step-up in basis — decoded in plain English, so you understand the game the way the people winning it do.

18

Founder Moves: QSBS & the 0% Capital-Gains Bracket

How founders use the Qualified Small Business Stock exclusion, and the 0% long-term capital-gains bracket most people don't realize they can land in — what qualifies and how it works.

19

Your 90-Day Money Moves Action Plan

The whole system sequenced into a step-by-step plan — what to set up first, the account-funding order, and exactly what to do in your first 90 days so nothing stays theory.

Look Inside

Read Chapter 1 before you buy.

See the actual pages — the full table of contents and all of Chapter 1, "The Fast Money Trap." Free, no email required.

📖 Read the free sample (PDF) →

Cover · full table of contents · all of Chapter 1 — no email, no catch.

How It Compares

Money Moves vs. Everything Else

Financial Advisor
($200–$500/hr)
Money Moves
$47 once
Built for self-employment & creator incomeRarelyYes ✓
NIL athlete–specific strategiesAlmost neverYes ✓
S-Corp election explained simply$400+ consultChapter 8 ✓
Deduction checklist you can act on todayNot typicallyYes ✓
Explains quarterly tax paymentsOnly if you askChapter 5 ✓
Tax Leak Calculator includedNoFree with guide ✓
Written in plain languageHit or missYes ✓
Accessible at 11pm before a deadlineNoAlways ✓
Cost$200–$500/hr$47
The Complete Offer

Less than one hour of the advice it's built from

No fake "value stack" — just what you get, and what the same answers cost anywhere else.

The Money Moves Guide — 19 chapters, 165 pages (PDF)included
The Tax Leak Calculator (interactive web tool)included
The Deduction Checklist + Quarterly Tax Calendarincluded
One hour with a CPA, for comparison$200–$500
The Money Moves Guide — 19-chapter PDF
Get Instant Access

Money Moves

The Young Earner's Complete Guide to Financial Freedom

$47
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🛡️ The Guarantee: Try Money Moves for 30 days. If it doesn't deliver, email Andrae for a full refund. No questions, no hoops.
✓ Instant PDF download ✓ 30-day money-back guarantee ✓ Read on any device
What this is: Money Moves is an educational guide that teaches the tax strategies, business structures, and wealth-building systems shown to close most readers' financial leaks. Strategies require implementation by you. We recommend working with a licensed CPA or tax professional for any filings, elections, or specific tax advice. Outcomes vary based on individual circumstances.
The Founders
Andrae Alexander

Andrae Alexander

Founder & Author

Andrae built Money Moves after running himself through the same calculator on this site and finding out he was losing $14,200 a year. Not to bad decisions. Not to lifestyle inflation. To taxes he didn't know he could avoid, deductions he never claimed, and structures he wasn't using.

He spent two years researching, implementing, and testing every strategy in the guide on his own finances before writing a single page. The result is a system that works — not in theory, but in the real financial situations that creators, athletes, and entrepreneurs actually face.

Alexa Marie

Alexa Marie

Co-founder · Brand & UGC

Alexa joined Money Moves because she'd watched her creator friends bleed the same way Andrae had — making real money, paying real bills, and still wondering where it all went. Her own $18,000 came back the year she fixed one thing: the order. Pay yourself first. Before rent. Before lifestyle creep gets a vote.

She runs the brand voice, UGC, and the community side — the conversations that happen after the math lands. The system Andrae wrote; the language that makes it stick.

Meet Both Founders →
Questions

Answered Directly

Is this just another generic money book?+
No. Generic money books are written for people in their 30s and 40s with W-2 jobs. Money Moves was built for self-employment income, NIL deals, brand partnerships, and early-stage business revenue — the specific situations most CPAs who work with "regular" clients have never seen. Every chapter is written for your income type, not the average American's.
I don't make very much yet. Is this still worth it?+
Yes — especially then. The structural decisions you make now, at $30K–$60K, determine whether you're set up right when income reaches $100K+. The people who lose the most money are the ones who wait until they're "making enough" to get structured. By the time they look, they've been bleeding for two years.
I already have a CPA. Do I still need this?+
Probably yes. Most CPAs who work with regular clients have limited experience with creator income, NIL structures, or self-employment optimization. Chapter 9 specifically covers how to evaluate your CPA, what questions to ask, and how to walk in prepared to get the most out of the relationship — instead of paying for an hour of education that should take ten minutes.
Does the guide actually fix my tax leak, or do I still have to do the work?+
Honest answer: it's an educational guide, not a service — it teaches the exact strategies (what they are, how they work, when to use them) and you, or your CPA, implement them.

Most are simple enough to act on the same day you read the chapter. A few (like the S-Corp election) require filing forms with the IRS — Chapter 9 walks you through exactly how, or how to ask your CPA.

The guide gives you the playbook. You run the plays.
How does the guarantee work?+
Try Money Moves for 30 days. If it doesn't deliver value, email Andrae at [email protected] for a full refund. No questions, no hoops, no "minimum savings" requirement. Straightforward 30-day money-back guarantee.
What format is the guide? How do I access it?+
PDF. You'll receive a download link immediately after purchase via email. It reads on any device — phone, tablet, computer. No app required, no account to manage.
Can I share this with my team or other athletes?+
Single-user license. If your athletic program, agency, or team wants bulk access, email [email protected] — institutional licensing is available at $20/copy with a minimum order of 25.
$47. ONE TIME. NO SUBSCRIPTION.
30-DAY MONEY-BACK GUARANTEE  ·  INSTANT DOWNLOAD  ·  READ ON ANY DEVICE
Last Thing

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gets larger every year you wait.

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