The Person Behind the System

Andrae Alexander

Founder, Young Money Creators

Andrae built Money Moves because he needed it and it didn't exist. Not a generic financial book. Not a course designed for people with W-2 jobs and mortgage deductions. A system built for exactly the income type and age range where the leaks are biggest and the guidance is scarcest.

He ran himself through the same calculator on this site before he built anything. Found out he was losing $14,200 a year. Then spent two years learning how to fix every part of it before writing a single chapter.

Self-employed since age 22

Built Young Money Creators audience from zero

Columbus, OH

Where This Started

The $14,200 Wake-Up Call

Andrae was 23, making his first real income — a mix of self-employment, creator revenue, and early business work. He thought he was doing fine. Saving some money. Not blowing everything. Staying ahead of most people his age.

Then he sat down and ran through the numbers. The quarterly penalties he hadn't paid because he didn't know about them. The deductions he was legally entitled to but never claimed because he didn't know to ask for them. The business structure he was using — sole proprietor by default, not by choice — that was costing him thousands in unnecessary self-employment tax.

"I wasn't losing money because I was irresponsible. I was losing it because nobody had ever explained how this actually works."

The number was $14,200 per year. Just gone. Not to bad investments. Not to lifestyle. To a system he didn't understand yet — one that was operating correctly from the government's perspective, and incorrectly from his.

He fixed it. Changed his entity structure. Set up quarterly payments. Hired a CPA with the right experience. Built a deduction tracking system. Opened the right investment accounts in the right order.

Then he realized two things. First: this wasn't complicated. It just required someone to explain it in plain language for the first time. Second: nobody in his income bracket — creators, athletes, young entrepreneurs — had access to this information in a format built for them.

Generic financial advice is written for the 40-year-old with a pension and a mortgage. There was nothing for the 22-year-old with a brand deal, an NIL contract, or a business that started paying real money.

Money Moves is what he built to fill that gap.

Why Young Money Creators Exists

The Financial Knowledge Gap Is Real

Wealthy families pass financial knowledge down through generations. Everyone else starts from zero. Young Money Creators exists to close that gap.

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Education First

The goal is understanding, not dependency. Every piece of content is built to give you the knowledge to make your own decisions — not to create a relationship where you need us forever.

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Audience-Specific

NIL athletes, content creators, and young entrepreneurs face financial situations that generic advice completely ignores. Everything built here is written for your income type, not the average W-2 employee.

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No Fake Tactics

No countdown timers. No "only 43 spots left." No fake urgency. Real numbers, real case studies, real outcomes. If the product is good enough, it doesn't need tricks to sell.

The Philosophy

What Andrae Believes About Money

The biggest financial advantage isn't income. It's information at the right time. The person who understands how business structures work at $40K in income is going to end up in a completely different financial position than the person who learns it at $150K — not because they made more money, but because they stopped losing it earlier.

Most people in the 18–28 demographic aren't financially behind because they're irresponsible. They're behind because the people who could have taught them this were too busy, too expensive, or too focused on a different client demographic to bother.

Young Money Creators exists to fix that. Not with a $2,000 course. Not with a $500/hour consultation. With a $47 guide that gives you the same foundational knowledge — the stuff wealthy families pass down as common sense — and the tools to act on it immediately.

"You shouldn't need to inherit money to understand how money works. That's the whole point."