Young Money Creators

Your Tax Leak Calculator

Find out exactly what you're losing — before you lose it. Takes 4 minutes.

1
Income
2
Penalties
3
Deductions
4
S-Corp
5
Investing
6
Results
Step 1 of 6

Your Income Picture

Enter your approximate annual income from each source. Leave blank if it doesn't apply.

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Total Gross Income$0
Self-Employment Income (used for calculations)$0
What counts as SE income? NIL deals, brand partnerships, 1099 income, business profits, creator revenue — anything where taxes aren't withheld automatically.
Step 2 of 6

The Quarterly Tax Penalty Leak

If you have SE income and didn't make quarterly payments, the IRS charges a penalty — even if you pay in full on April 15.

Your SE income (from Step 1)$0
Estimated annual tax owed (SE income × 30%)$0
Per quarter$0

IRS Penalty Breakdown (8% annual rate)

Q1 — Due April 15 (9 months late if missed)$0
Q2 — Due June 15 (7 months late if missed)$0
Q3 — Due Sept 15 (4 months late if missed)$0
Q4 — Due Jan 15 (1 month late if missed)$0
Total Penalty If All Quarters Missed$0
Typical range: $800–$4,500 for someone earning $50K–$150K in SE income. This is money owed on top of your tax bill — for doing nothing wrong except not knowing the schedule.
Step 3 of 6

The Deduction Leak

Write-offs most young earners miss entirely. Select Yes for every deduction that applies to you.

Your estimated marginal tax rate--
Total Tax Saved If Captured$0
Typical range: $2,000–$15,000 in annual tax savings for someone earning $75K–$200K with proper deduction tracking.
Step 4 of 6

The S-Corp Election Leak

If your net SE income exceeds $80,000 you are almost certainly overpaying self-employment tax. This is the biggest single savings available — and the least known.

Step 5 of 6

The Missed Compounding Leak

This one doesn't show up on a tax bill. It shows up 20 years from now. Every year you delay investing $500/month costs approximately $100,000 in long-term wealth.

Enter your age above to see your compounding numbers.

Step 6 of 6

Your Total Financial Leak

The math is done. Enter your email to unlock your complete results.

ANNUAL LEAK
$XX,XXX
per year going out the door
Quarterly penalties$X,XXX
Missed deductions$X,XXX
S-Corp opportunity$X,XXX
🔒 Your results are ready
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Unlock Your Tax Leak Number

Enter your email to see your complete results — including your 10-year cost of no financial structure. We'll also send you three free quick-fix strategies from Andrae.

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Your Annual Financial Leak
$0
per year leaving your account unnecessarily

Annual Leak Breakdown

Quarterly penalties (missed estimated payments)$0
Missed deduction tax savings$0
S-Corp election opportunity$0
Total Annual Leak$0

The Long-Term Cost

Over 5 years (same income level)$0
Over 10 years (same income level)$0
Investment compounding cost of delay (5 yrs)$0
Total 10-Year Cost of No Financial Structure$0

Now You Know. Here's How to Fix It.

Money Moves walks you through closing every leak in your results — step by step, in plain English, built for creators, NIL athletes, and entrepreneurs exactly like you.

Money Moves Guide (247 pages, 15 chapters)$197
Tax Leak Calculator (you just used it)$97
NIL Athlete Case Study: Jordan's $26,470 Swing$49
Creator Case Study: Aaliyah's $72,200 Difference$49
Entrepreneur Case Study: Darius's $68,166$49
30-Day Money Moves Action Plan$27
Total Value$468
$197 regular price
$47
🛡️ Guarantee: If you run the calculator and don't find at least $2,000 in annual savings, email Andrae for a full refund within 24 hours. No questions.
Get Money Moves — $47 →
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Figures are estimates for educational illustration only. Tax calculations depend on individual circumstances, state taxes, deductions, and filing status. Consult a licensed tax professional for figures specific to your situation.

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